Your processor can't shut you down.
Cannabis wholesalers lost 4 days of receivables in the March outage. Offbank settles in 0.6 seconds, on a rail no bank can pull. 1% flat. Cash out to your business account when you're ready.
Built for cannabis, CBD, hemp, firearms, and other restricted B2B verticals.
Invoice Paid
$47,500 · Wholesale order · 0.6s
Cash-out to USD
$14,250 · ACH to your bank · next day
Offbank is shutdown-proof B2B payment infrastructure for cannabis distributors, brands, and wholesalers banks won't reliably serve. When traditional processors go down or freeze accounts, Offbank keeps settling. Send invoices, get paid in seconds, cash out to USD via ACH. 1% flat fee, non-custodial, built on Solana.
Built on
Your bank can pull the plug tomorrow. The rail you settle on shouldn't.
US restricted-commerce TAM banks won't reliably serve, including cannabis, CBD, hemp, firearms, and cross-border wholesale
Unpaid B2B receivables in high-friction wholesale verticals
Average collection placement time
Stablecoin settlement built for industries banks won't serve. Until now.
What high-risk processors charge, because they can
Built for the businesses banks won't serve
Testnet transactions
Average settlement
Bank dependency
Flat fee
Everything you need to settle
Discover how our platform streamlines B2B settlement for restricted and high-friction commerce.
Send Invoice → Get Paid
Send invoice → get paid instantly. No banks, no delays.
Plug Into Your OMS
LeafLink, Shopify, or your custom stack. Webhook in, USDC payment link out. REST API for everything else.
Compliance Built In
Automated KYB verification, OFAC screening, real-time BSA/AML monitoring.
No Account Freezes
Non-custodial means no one holds your funds. No one can freeze them.
Cash Out to USD
Cash out USDC to USD via ACH, Wire, or SEPA. Bank deposit in 1-2 business days.
1% Flat Fee
Not 5–9% like high-risk processors. One percent, every transaction, no surprises.
From invoice to settlement in seconds
No banks, no holds, no middlemen. See how Offbank replaces your entire payment stack with one USDC rail.
Your business is legal. Banking isn't.
Restricted-commerce operators (cannabis, CBD and hemp, firearms, cross-border wholesale) still can't access basic financial infrastructure.
5–9%
Processing fees
72hrs
Avg. freeze time
$0
Recourse
100%
Cash dependent
Simple and transparent pricing
One flat rate. No monthly fees, no hidden charges, no minimums.
Pay as you go
No setup fees. No monthly commitment.
1% per transaction
Doing more than $1M/month? Talk to us about volume pricing (down to 0.5%) and a dedicated success manager.
Proof, not promises
Every settlement is verifiable on-chain. Here's what the first one looked like.
Offbank moves USDC from buyer to supplier in under 5 seconds with zero chargebacks, zero holds, and an immutable audit trail on Solana. Currently live on devnet.
How It Works
From invoice to settlement in under 5 seconds
Connect your business
Complete KYB verification in minutes. No bank account required.
Create an invoice or payment link
Send to any supplier or buyer by email. Set the amount, add a note, hit send.
Settlement in seconds
Recipient clicks the link, claims USDC via email. No wallet needed. Done.
Frequently Asked Questions
Get answers to common questions about Offbank
Stop paying the high-risk tax.
Start settling in seconds.
Invoicing and B2B settlement built for businesses banks won't reliably serve. One rail. Low fees. Instant finality. Cash out to USD whenever.