About Offbank
Offbank is non-custodial stablecoin settlement infrastructure purpose-built for cannabis wholesalers and high-risk B2B supply chains. We replace cash drops and predatory 8–12% payment processors with instant, on-chain USDC settlement at a 1% flat fee.
The problem we solve
Cannabis operators move $34 billion annually through cash or high-risk merchant accounts. Banks close their accounts for being “high-risk.” Wire transfers take 3–5 business days. Cash-heavy operations routinely fail compliance audits.
Offbank eliminates all of that. Payments settle in under 5 seconds with an immutable on-chain audit trail, no bank can freeze your funds, no processor can hold your reserves.
How it works
- Non-custodial, Offbank never holds your funds. Payments move directly between buyer and seller wallets via Solana smart contracts.
- Instant settlement, T+0 finality. Every payment confirms on-chain in under 5 seconds.
- 1% flat fee, No rolling reserves, no hidden charges, no monthly minimums.
- Compliance-ready, Every transaction produces an immutable receipt suitable for BSA/AML reporting, GENIUS Act compliance, and METRC integration.
- LeafLink integration, Plugs directly into cannabis wholesale purchase orders. Automatic invoicing, payment-link delivery, and proof sync-back.
Built on Solana
Offbank’s settlement program is deployed on Solana, the highest-throughput blockchain in production. Transactions cost fractions of a cent and finalize in 400ms. Our smart contract handles USDC transfers, platform fee collection, merchant registration, and refund processing entirely on-chain.
Contact
Reach us at adam@offbankpay.com or on X / Twitter.